Chubb Life + LTC Plan Options
Compare the Chubb Life + LTC plan premiums to the Washington State employee LTC payroll tax. For additional plan and premium options, please select 'Request a Rate Quote' at the top right of the screen.
Tobacco Status is based on a 12 Month Look Back for use of Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
|
Chubb Plan
|
State Payroll Tax
|
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|---|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
F
|
|
|
|
|
Life Insurance Face Value
|
$25,000
|
$50,000
|
$75,000
|
$100,000
|
$125,000
|
$150,000
|
|
|
|
|
Monthly LTC Benefit Amount
|
$1,500
|
$2,000
|
$3,000
|
$4,000
|
$5,000
|
$6,000
|
|
|
|
|
LTC Rider Duration
|
16 months
|
25 months
|
25 months
|
25 months
|
25 months
|
25 months
|
|
|
|
|
Extension of LTC Benefits
|
32 months
|
50 months
|
50 months
|
50 months
|
50 months
|
50 months
|
|
|
|
|
Total LTC Duration
|
48 months
|
75 months
|
75 months
|
75 months
|
75 months
|
75 months
|
|
|
|
|
LTC Maximum Benefit
|
$75,000
|
$150,000
|
$225,000
|
$300,000
|
$375,000
|
$450,000
|
|
$36,500
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
Life Insurance Face Value
|
$25,000
|
|
Monthly LTC Benefit Amount
|
$1,500
|
|
LTC Rider Duration
|
16 months
|
|
Extension of LTC Benefits
|
32 months
|
|
Total LTC Duration
|
48 months
|
|
LTC Maximum Benefit
|
$75,000
|
|
Monthly Premium
|
$ 0.00
Not Available
$16.08
Not Available
$16.08
Not Available
$16.46
$13.17
$16.81
$13.37
$17.21
$13.62
$17.60
$13.85
$17.98
$14.31
$18.62
$14.83
$19.29
$15.35
$19.96
$15.92
$20.65
$16.48
$21.42
$17.17
$22.35
$17.90
$23.33
$18.67
$24.35
$19.48
$25.42
$20.31
$26.52
$21.35
$27.81
$22.48
$29.17
$23.64
$30.58
$24.87
$32.08
$26.12
$33.64
$27.52
$35.67
$28.94
$37.77
$30.44
$40.00
$31.98
$42.29
$33.60
$44.69
$35.77
$47.66
$38.10
$50.73
$40.58
$54.02
$43.27
$57.52
$46.10
$61.23
$48.81
$65.16
$51.66
$69.29
$54.66
$73.64
$57.79
$78.16
$61.10
$82.96
$66.16
$89.41
$71.54
$96.27
$77.18
$103.43
$83.14
$111.00
$89.50
$118.91
$97.14
$128.74
$105.20
$139.08
$113.68
$149.81
$122.58
$161.01
$131.93
$172.78
$146.83
$191.97
$162.56
$212.18
$179.14
$233.55
$196.74
$256.22
$215.45
$280.24
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
Life Insurance Face Value
|
$50,000
|
|
Monthly LTC Benefit Amount
|
$2,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$150,000
|
|
Monthly Premium
|
$ 0.00
$25.50
$32.17
$25.50
$32.17
$25.92
$32.92
$26.33
$33.62
$26.75
$34.42
$27.25
$35.21
$27.71
$35.96
$28.62
$37.25
$29.67
$38.58
$30.71
$39.92
$31.83
$41.29
$32.96
$42.83
$34.33
$44.71
$35.79
$46.66
$37.33
$48.71
$38.96
$50.83
$40.62
$53.04
$42.71
$55.62
$44.96
$58.33
$47.29
$61.16
$49.75
$64.16
$52.25
$67.29
$55.04
$71.33
$57.87
$75.54
$60.87
$80.00
$63.96
$84.58
$67.21
$89.37
$71.54
$95.33
$76.21
$101.45
$81.16
$108.04
$86.54
$115.04
$92.20
$122.45
$97.62
$130.33
$103.33
$138.58
$109.33
$147.29
$115.58
$156.33
$122.20
$165.91
$132.33
$178.83
$143.08
$192.53
$154.37
$206.87
$166.29
$221.99
$178.99
$237.82
$194.28
$257.49
$210.41
$278.16
$227.37
$299.61
$245.16
$322.03
$263.86
$345.57
$293.65
$383.94
$325.11
$424.36
$358.28
$467.11
$393.48
$512.44
$430.90
$560.48
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
Life Insurance Face Value
|
$75,000
|
|
Monthly LTC Benefit Amount
|
$3,000
|
|
LTC Rider Duration
|
25 months
|
|
Extension of LTC Benefits
|
50 months
|
|
Total LTC Duration
|
75 months
|
|
LTC Maximum Benefit
|
$225,000
|
|
Monthly Premium
|
$ 0.00
$38.25
$48.25
$38.25
$48.25
$38.87
$49.37
$39.50
$50.44
$40.12
$51.62
$40.87
$52.81
$41.56
$53.94
$42.94
$55.87
$44.50
$57.87
$46.06
$59.87
$47.75
$61.94
$49.44
$64.25
$51.50
$67.06
$53.69
$70.00
$56.00
$73.06
$58.44
$76.25
$60.94
$79.56
$64.06
$83.43
$67.43
$87.50
$70.93
$91.75
$74.62
$96.25
$78.37
$100.93
$82.56
$107.00
$86.81
$113.31
$91.31
$120.00
$95.93
$126.87
$100.81
$134.06
$107.31
$142.99
$114.31
$152.18
$121.75
$162.06
$129.81
$172.56
$138.31
$183.68
$146.43
$195.49
$154.99
$207.87
$163.99
$220.93
$173.37
$234.49
$183.31
$248.87
$198.49
$268.24
$214.62
$288.80
$231.55
$310.30
$249.43
$332.99
$268.49
$356.74
$291.43
$386.23
$315.61
$417.23
$341.05
$449.42
$367.74
$483.04
$395.80
$518.35
$440.48
$575.91
$487.67
$636.54
$537.42
$700.66
$590.23
$768.66
$646.35
$840.72
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.